Travel payment plans

Just pick your dream tour and head to your cart. You’ll have the ability to choose your preferred payment option during checkout.

If you enroll in AutoPay, you can use a debit card or link a checking account. (You’ll see why in a second!) Our other plans allow you to use a MasterCard, Visa card, personal check, cashier’s check, or money order, at the expense of AutoPay’s core benefits.

Of course. You can change your monthly payment date, update your information, or switch to pay as you go (our Manual Payment Plan) at any time. You can do all that via your online account, but please note two things:

1. If you’d like to change an upcoming automatic payment, make sure to do so at least two business days before your scheduled processing date. Otherwise, it’ll be impossible to cancel or move it.
2. If you opt out of AutoPay and enroll in our Manual Payment Plan, you’ll have to pay the remainder of your tour’s reservation fee up front. Failure to do so could result in the cancellation of your tour and the assessment of applicable fees.

With AutoPay, you won’t have to worry about making payments—we debit your account for you on a date of your choosing. If you’re enrolled in our Manual Payment Plan (or just want to put some extra money towards your trip to lower your monthly payment), head to the Payments & Invoice section of your online account.

Paying by check or money order? Call 1-800-754-5066 . Be sure it’s made payable to EF World Journeys, Inc.

That depends on the payment plan you choose and the date you book by. If you enroll in AutoPay, you only need to put $99 down. With our Manual Payment Plan, you’ll need to put either $300 or $450 down, depending on the tour. However, if you book after your Tour Finalization Date—when all details are finalized and your trip’s confirmed for departure—you’ll need to pay for your spot in full.

Nope! Since you’re paying with a debit card or checking account, AutoPay can help you avoid all that. You can also delay your first payment up to 30 days—as long as you book before your Tour Finalization Date. (Don’t worry: We have an FAQ for that, too.)

Yes—you can make extra payments, or increase the amount of a single payment, without issue. We’ll update subsequent monthly payments to reflect your new balance.

Yes. If you’d like to do switch from our Manual Payment Plan to AutoPay, you have until two days prior to your Tour Finalization Date to do so.

With our Manual Payment Plan, it’s up to you—so long as your balance is paid in full by your Tour Finalization Date. With AutoPay, you’ll have up to 30 days to make your first payment. In any case, you always have the option to start earlier.

By enrolling in AutoPay, you can choose when we’ll automatically debit your account each month. Our Manual Payment Plan lets you decide your own schedule, but remember—you’ll have to make payments on your own. We won’t automatically charge you, so it’s up to you to ensure your balance is paid off by your Tour Finalization Date.

If using our Manual Payment Plan, you’ll have until your Tour Finalization Date to pay off your balance.

AutoPay gives you more time. You’ll have until 30 days before departure to settle up.

If you’re traveling last minute and book after your Tour Finalization Date—when all details are finalized and your trip’s confirmed for departure—you’ll need to pay for your spot in full at time of booking.

Of course! We won’t charge you any fees for doing so, either.

If you’re enrolled in AutoPay, you needn’t worry—we’ll spread the amount of your missed payment over your remaining monthly schedule. Travelers enrolled in our Manual Payment Plan will incur a $75 late fee for payments that arrive after their Tour Finalization Date.

If you need to reschedule, you can do so for a nonrefundable $50 fee before your Tour Finalization Date. You’d also be responsible for any differences in the price of your tour and, if applicable, your travel protection plan. If you need to cancel, we’ll refund your original form of payment if you submit your request during your Fully Refundable Booking Period. (More details on that below.)

If you’re using our Manual Payment Plan and need to cancel your tour, please note: After 72 hours or until your Tour Finalization Date, whichever’s sooner, your $300–$450 deposit becomes non-refundable. Additionally, the following fee schedules will apply, based on tour types and days until departure:

European land tours

• 71+ days: $300
• 46–70 days: $1,000
• 8–45 days: $1,000 or 50%, whichever’s greater
• 0–7 days: 100%

Non-European land tours and Special Event Tours

• 71+ days: $450
• 46–70 days: $1,000 or 30%, whichever’s greater
• 8–45 days: $1,000 or 50%, whichever’s greater
• 0–7 days: 100%

Land & Cruise Tours, Customized Tours, Ancestry Tours, and tours including a ride on the Rocky Mountaineer train

• 91+ days: $450
• 61–90 days: $1,000 or 30%, whichever’s greater
• 46–60 days: $1,000 or 50%, whichever’s greater
• 14–45 days: 75%
• 0–13 days: 100%

Essentially, it’s when everything gets confirmed for your departure. For most tours, this falls 70 days prior to departure—however, there are exceptions. For the following tours, it’s 90 days prior to departure:

• Land & Cruise Tours
• Customized Tours
• Ancestry Tours
• Tours that include a ride aboard the Rocky Mountaineer train

To confirm your specific Tour Finalization Date, head to the Booking Policies section of your online account.

Your Fully Refundable Booking Period is the timeframe in which you can cancel your reservation and receive a full refund. Provided you also cancel before your Tour Finalization Date, those windows are as follows:

• 30 days after booking for travelers who enroll in AutoPay or pay in full
• 72 hours after booking for all other travelers

After your Fully Refundable Booking Period ends, you’ll still have several options for modifying your reservation. Those who enroll in AnyReason Protection will receive a future travel voucher for the amount of any cancellation fees and will be refunded their remaining balance, minus the cost of your travel protection package.